Call reports 2022
FREMONT BANK — 2022
What FREMONT BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 5,546,330,000 | 5,621,946,000 | 5,521,339,000 | 5,446,634,000 |
| Total loans | 4,049,874,000 | 4,445,483,000 | 4,506,147,000 | 4,542,938,000 |
| Allowance for loan losses | 60,364,000 | 60,562,000 | 60,691,000 | 60,642,000 |
| Securities available for sale | 702,216,000 | 636,712,000 | 567,036,000 | 557,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,140,214,000 | 5,202,723,000 | 5,113,806,000 | 4,906,788,000 |
| Interest-bearing deposits | 2,638,180,000 | 2,690,076,000 | 2,747,030,000 | 2,752,228,000 |
| Noninterest-bearing deposits | 2,502,034,000 | 2,512,647,000 | 2,366,776,000 | 2,154,560,000 |
| Equity capital | 357,635,000 | 367,932,000 | 356,750,000 | 369,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 40,417,000 | 85,812,000 | 137,783,000 | 196,435,000 |
| Interest expense | 749,000 | 1,507,000 | 3,510,000 | 9,551,000 |
| Net interest income | 39,668,000 | 84,305,000 | 134,273,000 | 186,884,000 |
| Noninterest income | 10,743,000 | 19,698,000 | 28,614,000 | 43,903,000 |
| Noninterest expense | 43,448,000 | 87,531,000 | 130,875,000 | 177,759,000 |
| Provision for loan losses | 21,000 | 34,000 | 52,000 | 79,000 |
| Pretax income | 6,407,000 | 15,556,000 | 29,600,000 | 50,610,000 |
| Income tax | 278,000 | 2,192,000 | 3,552,000 | 1,860,000 |
| Net income | 6,129,000 | 13,364,000 | 26,048,000 | 48,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 379,836,000 | 406,627,000 | 413,014,000 | 424,138,000 |
| Total capital | 430,055,000 | 459,929,000 | 467,392,000 | 478,615,000 |
| Risk-weighted assets | 4,003,033,000 | 4,252,541,000 | 4,340,383,000 | 4,348,562,000 |