Call reports 2016
FREMONT BANK — 2016
What FREMONT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,330,517,000 | 3,423,021,000 | 3,591,810,000 | 3,667,040,000 |
| Total loans | 2,581,107,000 | 2,645,639,000 | 2,671,431,000 | 2,720,081,000 |
| Allowance for loan losses | 47,874,000 | 48,367,000 | 47,926,000 | 47,952,000 |
| Securities available for sale | 387,341,000 | 374,800,000 | 365,868,000 | 423,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,035,837,000 | 3,105,130,000 | 3,268,671,000 | 3,341,716,000 |
| Interest-bearing deposits | 1,707,850,000 | 1,726,878,000 | 1,890,605,000 | 1,908,346,000 |
| Noninterest-bearing deposits | 1,327,987,000 | 1,378,252,000 | 1,378,067,000 | 1,433,370,000 |
| Equity capital | 256,294,000 | 272,923,000 | 274,945,000 | 280,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 28,272,000 | 59,259,000 | 91,352,000 | 123,366,000 |
| Interest expense | 981,000 | 1,978,000 | 3,070,000 | 4,199,000 |
| Net interest income | 27,291,000 | 57,281,000 | 88,282,000 | 119,167,000 |
| Noninterest income | 14,040,000 | 32,362,000 | 56,295,000 | 80,845,000 |
| Noninterest expense | 31,362,000 | 65,556,000 | 102,374,000 | 140,950,000 |
| Provision for loan losses | -452,000 | -424,000 | -1,593,000 | -1,896,000 |
| Pretax income | 10,380,000 | 24,377,000 | 43,704,000 | 60,866,000 |
| Income tax | 391,000 | 875,000 | 1,549,000 | 2,154,000 |
| Net income | 9,989,000 | 23,502,000 | 42,155,000 | 58,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 253,751,000 | 267,323,000 | 268,864,000 | 278,671,000 |
| Total capital | 284,575,000 | 298,978,000 | 300,618,000 | 311,112,000 |
| Risk-weighted assets | 2,445,284,000 | 2,511,376,000 | 2,520,500,000 | 2,576,284,000 |