Call reports 2015
FREMONT BANK — 2015
What FREMONT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,978,053,000 | 2,979,367,000 | 3,232,943,000 | 3,110,671,000 |
| Total loans | 2,290,408,000 | 2,355,327,000 | 2,280,164,000 | 2,442,558,000 |
| Allowance for loan losses | 46,548,000 | 47,423,000 | 47,619,000 | 47,845,000 |
| Securities available for sale | 186,390,000 | 230,595,000 | 246,672,000 | 382,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,671,073,000 | 2,677,107,000 | 2,919,754,000 | 2,817,262,000 |
| Interest-bearing deposits | 1,564,368,000 | 1,543,778,000 | 1,703,312,000 | 1,678,206,000 |
| Noninterest-bearing deposits | 1,106,705,000 | 1,133,329,000 | 1,216,442,000 | 1,139,056,000 |
| Equity capital | 258,861,000 | 252,626,000 | 254,523,000 | 253,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 26,135,000 | 53,741,000 | 81,105,000 | 108,539,000 |
| Interest expense | 1,003,000 | 1,987,000 | 3,069,000 | 4,131,000 |
| Net interest income | 25,132,000 | 51,754,000 | 78,036,000 | 104,408,000 |
| Noninterest income | 18,052,000 | 38,388,000 | 53,605,000 | 66,951,000 |
| Noninterest expense | 30,626,000 | 62,999,000 | 93,970,000 | 126,199,000 |
| Provision for loan losses | 10,000 | 19,000 | 33,000 | 56,000 |
| Pretax income | 12,554,000 | 27,133,000 | 37,647,000 | 45,139,000 |
| Income tax | 438,000 | 954,000 | 1,332,000 | 1,602,000 |
| Net income | 12,116,000 | 26,179,000 | 36,315,000 | 43,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 254,041,000 | 248,755,000 | 252,114,000 | 251,908,000 |
| Total capital | 281,373,000 | 277,063,000 | 279,911,000 | 281,622,000 |
| Risk-weighted assets | 2,163,615,000 | 2,241,899,000 | 2,200,284,000 | 2,355,326,000 |