Call reports 2014
FREMONT BANK — 2014
What FREMONT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,603,522,000 | 2,598,353,000 | 2,740,687,000 | 2,716,157,000 |
| Total loans | 1,973,251,000 | 2,102,468,000 | 2,226,556,000 | 2,261,825,000 |
| Allowance for loan losses | 45,780,000 | 46,103,000 | 46,157,000 | 46,194,000 |
| Securities available for sale | 204,866,000 | 200,766,000 | 201,450,000 | 186,027,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,310,455,000 | 2,306,817,000 | 2,444,767,000 | 2,414,013,000 |
| Interest-bearing deposits | 1,323,678,000 | 1,281,652,000 | 1,352,520,000 | 1,385,773,000 |
| Noninterest-bearing deposits | 986,777,000 | 1,025,165,000 | 1,092,247,000 | 1,028,240,000 |
| Equity capital | 242,780,000 | 238,894,000 | 243,574,000 | 246,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 23,165,000 | 47,442,000 | 73,188,000 | 100,115,000 |
| Interest expense | 971,000 | 1,889,000 | 2,850,000 | 3,874,000 |
| Net interest income | 22,194,000 | 45,553,000 | 70,338,000 | 96,241,000 |
| Noninterest income | 15,257,000 | 28,277,000 | 43,215,000 | 58,680,000 |
| Noninterest expense | 28,906,000 | 58,415,000 | 87,881,000 | 118,955,000 |
| Provision for loan losses | 10,000 | 26,000 | 40,000 | 59,000 |
| Pretax income | 8,543,000 | 15,399,000 | 25,655,000 | 36,469,000 |
| Income tax | 296,000 | 549,000 | 910,000 | 1,291,000 |
| Net income | 8,247,000 | 14,850,000 | 24,745,000 | 35,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 236,550,000 | 232,342,000 | 236,607,000 | 240,463,000 |
| Total capital | 260,392,000 | 257,026,000 | 262,481,000 | 266,676,000 |
| Risk-weighted assets | 1,924,410,000 | 1,993,729,000 | 2,090,475,000 | 2,117,911,000 |