Call reports 2013
FREMONT BANK — 2013
What FREMONT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,495,652,000 | 2,489,968,000 | 2,571,622,000 | 2,507,050,000 |
| Total loans | 2,080,925,000 | 1,961,867,000 | 1,823,612,000 | 1,943,456,000 |
| Allowance for loan losses | 44,002,000 | 43,939,000 | 44,377,000 | 44,516,000 |
| Securities available for sale | 154,031,000 | 157,751,000 | 172,207,000 | 200,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 7,406,000 |
| Total deposits | 2,141,551,000 | 2,155,683,000 | 2,241,217,000 | 2,216,058,000 |
| Interest-bearing deposits | 1,231,683,000 | 1,212,343,000 | 1,266,402,000 | 1,279,026,000 |
| Noninterest-bearing deposits | 909,868,000 | 943,339,000 | 974,815,000 | 937,032,000 |
| Equity capital | 285,674,000 | 249,112,000 | 258,386,000 | 234,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 25,716,000 | 51,486,000 | 75,549,000 | 99,407,000 |
| Interest expense | 995,000 | 1,941,000 | 3,010,000 | 4,124,000 |
| Net interest income | 24,721,000 | 49,545,000 | 72,539,000 | 95,283,000 |
| Noninterest income | 47,375,000 | 83,670,000 | 111,379,000 | 130,394,000 |
| Noninterest expense | 33,642,000 | 71,107,000 | 103,329,000 | 136,337,000 |
| Provision for loan losses | 11,000 | 1,091,000 | 1,099,000 | 1,111,000 |
| Pretax income | 38,443,000 | 61,017,000 | 81,714,000 | 88,229,000 |
| Income tax | 1,347,000 | 2,140,000 | 2,869,000 | 3,098,000 |
| Net income | 37,096,000 | 58,877,000 | 78,845,000 | 85,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 278,217,000 | 243,762,000 | 252,362,000 | 228,134,000 |
| Total capital | 301,188,000 | 266,768,000 | 274,154,000 | 251,309,000 |
| Risk-weighted assets | 1,839,836,000 | 1,854,016,000 | 1,757,150,000 | 1,871,325,000 |