Call reports 2012
FREMONT BANK — 2012
What FREMONT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,369,707,000 | 2,423,340,000 | 2,475,528,000 | 2,569,593,000 |
| Total loans | 1,937,614,000 | 1,912,656,000 | 2,031,228,000 | 2,213,200,000 |
| Allowance for loan losses | 43,833,000 | 44,190,000 | 44,210,000 | 43,877,000 |
| Securities available for sale | 121,280,000 | 117,193,000 | 112,653,000 | 135,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 16,382,000 |
| Total deposits | 1,975,395,000 | 2,000,709,000 | 2,125,086,000 | 2,115,349,000 |
| Interest-bearing deposits | 1,229,303,000 | 1,222,354,000 | 1,249,529,000 | 1,215,056,000 |
| Noninterest-bearing deposits | 746,092,000 | 778,355,000 | 875,556,000 | 900,293,000 |
| Equity capital | 251,931,000 | 272,532,000 | 246,650,000 | 248,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 24,363,000 | 49,790,000 | 75,204,000 | 102,267,000 |
| Interest expense | 1,832,000 | 3,657,000 | 5,242,000 | 6,314,000 |
| Net interest income | 22,531,000 | 46,133,000 | 69,962,000 | 95,953,000 |
| Noninterest income | 27,085,000 | 53,989,000 | 82,341,000 | 125,385,000 |
| Noninterest expense | 29,054,000 | 59,425,000 | 90,502,000 | 127,730,000 |
| Provision for loan losses | 1,542,000 | 1,561,000 | 5,976,000 | 8,106,000 |
| Pretax income | 19,912,000 | 40,994,000 | 59,307,000 | 89,405,000 |
| Income tax | 702,000 | 1,462,000 | 2,112,000 | 3,181,000 |
| Net income | 19,210,000 | 39,532,000 | 57,195,000 | 86,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 243,842,000 | 264,484,000 | 238,458,000 | 241,017,000 |
| Total capital | 265,526,000 | 286,029,000 | 260,565,000 | 264,620,000 |
| Risk-weighted assets | 1,715,463,000 | 1,706,464,000 | 1,755,794,000 | 1,886,818,000 |