Call reports 2011
FREMONT BANK — 2011
What FREMONT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,521,879,000 | 2,352,249,000 | 2,422,029,000 | 2,367,851,000 |
| Total loans | 1,769,854,000 | 1,833,876,000 | 1,917,702,000 | 1,838,408,000 |
| Allowance for loan losses | 44,078,000 | 44,569,000 | 43,121,000 | 43,776,000 |
| Securities available for sale | 195,244,000 | 138,512,000 | 128,924,000 | 122,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,088,482,000 | 1,933,040,000 | 1,999,676,000 | 1,975,108,000 |
| Interest-bearing deposits | 1,394,608,000 | 1,227,695,000 | 1,261,774,000 | 1,252,725,000 |
| Noninterest-bearing deposits | 693,874,000 | 705,345,000 | 737,902,000 | 722,383,000 |
| Equity capital | 228,757,000 | 231,581,000 | 230,770,000 | 242,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 25,637,000 | 50,698,000 | 75,165,000 | 100,152,000 |
| Interest expense | 3,423,000 | 6,155,000 | 8,831,000 | 11,283,000 |
| Net interest income | 22,214,000 | 44,543,000 | 66,334,000 | 88,869,000 |
| Noninterest income | 20,516,000 | 28,832,000 | 40,403,000 | 72,621,000 |
| Noninterest expense | 27,029,000 | 49,755,000 | 73,795,000 | 107,224,000 |
| Provision for loan losses | 4,479,000 | 5,968,000 | 6,565,000 | 9,038,000 |
| Pretax income | 14,522,000 | 22,690,000 | 31,519,000 | 50,993,000 |
| Income tax | 516,000 | 814,000 | 1,147,000 | 1,847,000 |
| Net income | 14,006,000 | 21,876,000 | 30,372,000 | 49,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 219,179,000 | 221,994,000 | 222,208,000 | 234,868,000 |
| Total capital | 240,555,000 | 243,390,000 | 244,311,000 | 255,921,000 |
| Risk-weighted assets | 1,684,043,000 | 1,687,261,000 | 1,746,979,000 | 1,661,680,000 |