Call reports 2010
FREMONT BANK — 2010
What FREMONT BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,405,415,000 | 2,472,872,000 | 2,609,138,000 | 2,419,551,000 |
| Total loans | 1,816,836,000 | 1,868,109,000 | 1,914,587,000 | 1,984,867,000 |
| Allowance for loan losses | 24,528,000 | 23,864,000 | 36,058,000 | 42,503,000 |
| Securities available for sale | 252,497,000 | 241,566,000 | 199,985,000 | 207,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,854,894,000 | 1,934,061,000 | 2,071,548,000 | 1,956,232,000 |
| Interest-bearing deposits | 1,343,457,000 | 1,366,472,000 | 1,459,289,000 | 1,382,015,000 |
| Noninterest-bearing deposits | 511,437,000 | 567,589,000 | 612,259,000 | 574,217,000 |
| Equity capital | 210,107,000 | 208,284,000 | 213,112,000 | 215,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 26,235,000 | 52,740,000 | 79,760,000 | 106,613,000 |
| Interest expense | 5,615,000 | 10,814,000 | 15,701,000 | 20,401,000 |
| Net interest income | 20,620,000 | 41,926,000 | 64,059,000 | 86,212,000 |
| Noninterest income | 12,983,000 | 18,395,000 | 41,256,000 | 71,159,000 |
| Noninterest expense | 22,474,000 | 41,940,000 | 65,378,000 | 92,005,000 |
| Provision for loan losses | 8,198,000 | 14,100,000 | 35,902,000 | 50,420,000 |
| Pretax income | 4,301,000 | 9,569,000 | 16,436,000 | 31,650,000 |
| Income tax | 151,000 | 352,000 | 608,000 | 1,150,000 |
| Net income | 4,150,000 | 9,217,000 | 15,828,000 | 30,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 200,433,000 | 196,985,000 | 203,671,000 | 204,823,000 |
| Total capital | 222,431,000 | 219,352,000 | 225,992,000 | 227,580,000 |
| Risk-weighted assets | 1,763,969,000 | 1,786,916,000 | 1,762,105,000 | 1,795,483,000 |