Call reports 2009
FREMONT BANK — 2009
What FREMONT BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,300,617,000 | 2,316,619,000 | 2,398,061,000 | 2,359,188,000 |
| Total loans | 1,859,630,000 | 1,948,790,000 | 1,797,621,000 | 1,863,061,000 |
| Allowance for loan losses | 15,532,000 | 17,631,000 | 22,355,000 | 19,522,000 |
| Securities available for sale | 234,676,000 | 232,998,000 | 216,323,000 | 236,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,728,269,000 | 1,730,883,000 | 1,833,371,000 | 1,783,807,000 |
| Interest-bearing deposits | 1,250,288,000 | 1,206,750,000 | 1,266,536,000 | 1,267,295,000 |
| Noninterest-bearing deposits | 477,981,000 | 524,133,000 | 566,835,000 | 516,512,000 |
| Equity capital | 189,790,000 | 196,035,000 | 197,060,000 | 211,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 27,164,000 | 55,365,000 | 81,933,000 | 109,144,000 |
| Interest expense | 7,917,000 | 14,648,000 | 20,996,000 | 27,327,000 |
| Net interest income | 19,247,000 | 40,717,000 | 60,937,000 | 81,817,000 |
| Noninterest income | 10,636,000 | 34,377,000 | 46,699,000 | 60,454,000 |
| Noninterest expense | 19,865,000 | 46,277,000 | 65,848,000 | 88,935,000 |
| Provision for loan losses | 4,868,000 | 19,937,000 | 30,183,000 | 39,440,000 |
| Pretax income | 5,239,000 | 8,969,000 | 13,462,000 | 17,208,000 |
| Income tax | 202,000 | 333,000 | 506,000 | 666,000 |
| Net income | 5,037,000 | 8,636,000 | 12,956,000 | 16,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 182,552,000 | 186,025,000 | 186,779,000 | 200,590,000 |
| Total capital | 198,647,000 | 204,864,000 | 209,109,000 | 221,561,000 |
| Risk-weighted assets | 1,842,925,000 | 1,868,410,000 | 1,785,109,000 | 1,787,087,000 |