Call reports 2008
FREMONT BANK — 2008
What FREMONT BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,160,514,000 | 2,226,186,000 | 2,201,071,000 | 2,144,548,000 |
| Total loans | 1,648,452,000 | 1,714,188,000 | 1,711,206,000 | 1,762,684,000 |
| Allowance for loan losses | 11,983,000 | 13,071,000 | 15,385,000 | 13,872,000 |
| Securities available for sale | 223,885,000 | 244,089,000 | 246,999,000 | 243,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,546,743,000 | 1,603,797,000 | 1,594,953,000 | 1,523,951,000 |
| Interest-bearing deposits | 1,098,496,000 | 1,122,454,000 | 1,122,303,000 | 1,086,632,000 |
| Noninterest-bearing deposits | 448,247,000 | 481,343,000 | 472,650,000 | 437,319,000 |
| Equity capital | 192,917,000 | 185,757,000 | 186,194,000 | 181,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 32,412,000 | 62,398,000 | 92,168,000 | 120,457,000 |
| Interest expense | 11,445,000 | 21,286,000 | 30,896,000 | 39,870,000 |
| Net interest income | 20,967,000 | 41,112,000 | 61,272,000 | 80,587,000 |
| Noninterest income | 7,173,000 | 14,178,000 | 19,632,000 | 24,723,000 |
| Noninterest expense | 19,326,000 | 39,014,000 | 55,512,000 | 73,743,000 |
| Provision for loan losses | 1,530,000 | 5,615,000 | 10,672,000 | 14,394,000 |
| Pretax income | 8,158,000 | 11,542,000 | 15,601,000 | 18,198,000 |
| Income tax | 327,000 | 451,000 | 611,000 | 911,000 |
| Net income | 7,831,000 | 11,091,000 | 14,990,000 | 17,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 185,568,000 | 182,660,000 | 181,564,000 | 181,070,000 |
| Total capital | 198,683,000 | 196,979,000 | 197,408,000 | 195,505,000 |
| Risk-weighted assets | 1,741,870,000 | 1,806,713,000 | 1,787,976,000 | 1,807,038,000 |