Call reports 2007
FREMONT BANK — 2007
What FREMONT BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,907,049,000 | 2,040,051,000 | 2,138,548,000 | 2,125,049,000 |
| Total loans | 1,641,107,000 | 1,747,275,000 | 1,674,482,000 | 1,666,059,000 |
| Allowance for loan losses | 10,484,000 | 10,615,000 | 10,719,000 | 10,805,000 |
| Securities available for sale | 111,707,000 | 142,971,000 | 308,481,000 | 312,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,468,251,000 | 1,490,866,000 | 1,560,825,000 | 1,467,597,000 |
| Interest-bearing deposits | 1,007,481,000 | 1,063,734,000 | 1,117,434,000 | 1,016,975,000 |
| Noninterest-bearing deposits | 460,770,000 | 427,131,000 | 443,391,000 | 450,622,000 |
| Equity capital | 161,484,000 | 170,020,000 | 177,496,000 | 181,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 32,129,000 | 66,342,000 | 102,305,000 | 138,084,000 |
| Interest expense | 11,182,000 | 24,373,000 | 38,611,000 | 52,309,000 |
| Net interest income | 20,947,000 | 41,969,000 | 63,694,000 | 85,775,000 |
| Noninterest income | 5,622,000 | 11,635,000 | 17,179,000 | 21,977,000 |
| Noninterest expense | 18,666,000 | 38,639,000 | 58,167,000 | 77,917,000 |
| Provision for loan losses | 147,000 | 277,000 | 391,000 | 577,000 |
| Pretax income | 7,756,000 | 14,688,000 | 22,315,000 | 29,175,000 |
| Income tax | 279,000 | 532,000 | 811,000 | 1,292,000 |
| Net income | 7,477,000 | 14,156,000 | 21,504,000 | 27,883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 159,937,000 | 169,149,000 | 176,255,000 | 177,706,000 |
| Total capital | 171,563,000 | 180,926,000 | 188,173,000 | 189,874,000 |
| Risk-weighted assets | 1,587,044,000 | 1,711,624,000 | 1,758,521,000 | 1,756,880,000 |