Call reports 2006
FREMONT BANK — 2006
What FREMONT BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,756,672,000 | 1,710,076,000 | 1,884,015,000 | 1,817,701,000 |
| Total loans | 1,483,272,000 | 1,452,994,000 | 1,544,986,000 | 1,572,972,000 |
| Allowance for loan losses | 9,809,000 | 10,069,000 | 10,158,000 | 10,429,000 |
| Securities available for sale | 87,718,000 | 107,711,000 | 102,208,000 | 102,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,346,450,000 | 1,296,875,000 | 1,446,904,000 | 1,339,150,000 |
| Interest-bearing deposits | 920,187,000 | 846,896,000 | 1,001,654,000 | 892,788,000 |
| Noninterest-bearing deposits | 426,263,000 | 449,979,000 | 445,250,000 | 446,362,000 |
| Equity capital | 147,710,000 | 143,993,000 | 150,913,000 | 153,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 27,487,000 | 55,242,000 | 86,124,000 | 117,625,000 |
| Interest expense | 7,642,000 | 15,853,000 | 25,780,000 | 36,501,000 |
| Net interest income | 19,845,000 | 39,389,000 | 60,344,000 | 81,124,000 |
| Noninterest income | 5,013,000 | 12,166,000 | 17,077,000 | 24,719,000 |
| Noninterest expense | 17,224,000 | 34,927,000 | 54,248,000 | 72,841,000 |
| Provision for loan losses | 91,000 | 192,000 | 296,000 | 480,000 |
| Pretax income | 7,543,000 | 16,436,000 | 22,877,000 | 32,522,000 |
| Income tax | 270,000 | 591,000 | 819,000 | 1,197,000 |
| Net income | 7,273,000 | 15,845,000 | 22,058,000 | 31,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,393,000 | 144,185,000 | 150,275,000 | 152,806,000 |
| Total capital | 158,280,000 | 155,382,000 | 161,606,000 | 164,374,000 |
| Risk-weighted assets | 1,488,433,000 | 1,438,434,000 | 1,527,454,000 | 1,525,913,000 |