Call reports 2005
FREMONT BANK — 2005
What FREMONT BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,619,979,000 | 1,633,243,000 | 1,644,158,000 | 1,669,525,000 |
| Total loans | 1,238,900,000 | 1,423,331,000 | 1,399,917,000 | 1,452,587,000 |
| Allowance for loan losses | 9,739,000 | 9,754,000 | 9,636,000 | 9,725,000 |
| Securities available for sale | 108,542,000 | 75,459,000 | 75,597,000 | 77,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,243,295,000 | 1,231,970,000 | 1,271,029,000 | 1,267,854,000 |
| Interest-bearing deposits | 783,536,000 | 789,269,000 | 840,309,000 | 847,763,000 |
| Noninterest-bearing deposits | 459,759,000 | 442,701,000 | 430,720,000 | 420,091,000 |
| Equity capital | 137,528,000 | 137,506,000 | 139,326,000 | 145,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 20,502,000 | 42,717,000 | 66,207,000 | 90,374,000 |
| Interest expense | 5,169,000 | 10,747,000 | 16,830,000 | 23,569,000 |
| Net interest income | 15,333,000 | 31,970,000 | 49,377,000 | 66,805,000 |
| Noninterest income | 6,801,000 | 12,788,000 | 20,713,000 | 25,428,000 |
| Noninterest expense | 18,151,000 | 34,840,000 | 51,705,000 | 67,207,000 |
| Provision for loan losses | 78,000 | 77,000 | 157,000 | 186,000 |
| Pretax income | 3,984,000 | 9,862,000 | 18,249,000 | 24,861,000 |
| Income tax | 1,989,000 | 2,187,000 | 2,501,000 | 3,006,000 |
| Net income | 1,995,000 | 7,675,000 | 15,748,000 | 21,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,169,000 | 133,448,000 | 135,659,000 | 144,288,000 |
| Total capital | 144,811,000 | 144,181,000 | 146,269,000 | 155,032,000 |
| Risk-weighted assets | 1,286,886,000 | 1,362,143,000 | 1,364,941,000 | 1,437,176,000 |