Call reports 2004
FREMONT BANK — 2004
What FREMONT BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,687,166,000 | 1,630,655,000 | 1,608,988,000 | 1,585,413,000 |
| Total loans | 1,258,216,000 | 1,202,594,000 | 1,295,711,000 | 1,181,799,000 |
| Allowance for loan losses | 9,360,000 | 9,269,000 | 9,369,000 | 9,590,000 |
| Securities available for sale | 30,106,000 | 47,925,000 | 77,918,000 | 123,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,267,922,000 | 1,209,741,000 | 1,200,298,000 | 1,177,246,000 |
| Interest-bearing deposits | 785,378,000 | 740,449,000 | 732,103,000 | 729,723,000 |
| Noninterest-bearing deposits | 482,544,000 | 469,292,000 | 468,195,000 | 447,523,000 |
| Equity capital | 136,506,000 | 134,018,000 | 127,813,000 | 136,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 17,143,000 | 35,013,000 | 53,505,000 | 73,564,000 |
| Interest expense | 4,765,000 | 9,450,000 | 14,272,000 | 19,355,000 |
| Net interest income | 12,378,000 | 25,563,000 | 39,233,000 | 54,209,000 |
| Noninterest income | 7,592,000 | 19,288,000 | 24,045,000 | 39,588,000 |
| Noninterest expense | 18,426,000 | 38,238,000 | 55,489,000 | 75,186,000 |
| Provision for loan losses | 75,000 | 150,000 | 114,000 | 354,000 |
| Pretax income | 2,688,000 | 7,682,000 | 8,894,000 | 19,476,000 |
| Income tax | 1,114,000 | 3,642,000 | 4,199,000 | 8,400,000 |
| Net income | 1,574,000 | 4,040,000 | 4,695,000 | 11,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,052,000 | 129,454,000 | 123,170,000 | 131,561,000 |
| Total capital | 142,372,000 | 139,701,000 | 133,611,000 | 142,057,000 |
| Risk-weighted assets | 1,219,948,000 | 1,246,573,000 | 1,295,209,000 | 1,230,407,000 |