Call reports 2002
FREMONT BANK — 2002
What FREMONT BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,143,397,000 | 1,160,998,000 | 1,355,494,000 | 1,459,269,000 |
| Total loans | 934,087,000 | 1,002,091,000 | 1,127,697,000 | 1,260,153,000 |
| Allowance for loan losses | 10,087,000 | 10,475,000 | 10,600,000 | 10,193,000 |
| Securities available for sale | 40,253,000 | 42,698,000 | 57,156,000 | 60,535,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 894,226,000 | 899,279,000 | 1,053,853,000 | 1,088,495,000 |
| Interest-bearing deposits | 535,358,000 | 541,714,000 | 562,435,000 | 588,608,000 |
| Noninterest-bearing deposits | 358,868,000 | 357,565,000 | 491,418,000 | 499,887,000 |
| Equity capital | 89,778,000 | 92,654,000 | 100,079,000 | 107,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 17,255,000 | 33,484,000 | 52,504,000 | 73,481,000 |
| Interest expense | 4,023,000 | 7,834,000 | 12,294,000 | 17,281,000 |
| Net interest income | 13,232,000 | 25,650,000 | 40,210,000 | 56,200,000 |
| Noninterest income | 13,479,000 | 21,618,000 | 37,328,000 | 37,474,000 |
| Noninterest expense | 17,299,000 | 33,366,000 | 55,942,000 | 62,562,000 |
| Provision for loan losses | 113,000 | 225,000 | 338,000 | 450,000 |
| Pretax income | 9,299,000 | 13,677,000 | 21,258,000 | 33,499,000 |
| Income tax | 3,895,000 | 5,852,000 | 9,157,000 | 14,524,000 |
| Net income | 5,404,000 | 7,825,000 | 12,101,000 | 18,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,198,000 | 87,484,000 | 95,568,000 | 102,303,000 |
| Total capital | 95,285,000 | 97,959,000 | 106,168,000 | 112,496,000 |
| Risk-weighted assets | 842,426,000 | 889,968,000 | 962,419,000 | 1,006,102,000 |