Call reports 2001
FREMONT BANK — 2001
What FREMONT BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 938,317,000 | 984,552,000 | 1,006,358,000 | 1,100,850,000 |
| Total loans | 753,821,000 | 820,983,000 | 842,854,000 | 985,042,000 |
| Allowance for loan losses | 8,062,000 | 7,868,000 | 7,865,000 | 9,977,000 |
| Securities available for sale | 27,388,000 | 27,059,000 | 24,795,000 | 41,096,000 |
| Securities held to maturity | 1,230,000 | 1,244,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 799,941,000 | 814,764,000 | 821,028,000 | 871,939,000 |
| Interest-bearing deposits | 510,796,000 | 519,047,000 | 528,287,000 | 519,927,000 |
| Noninterest-bearing deposits | 289,145,000 | 295,717,000 | 292,740,000 | 352,012,000 |
| Equity capital | 66,628,000 | 73,406,000 | 76,228,000 | 84,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 17,331,000 | 34,568,000 | 51,502,000 | 68,345,000 |
| Interest expense | 6,093,000 | 11,812,000 | 17,151,000 | 21,708,000 |
| Net interest income | 11,238,000 | 22,756,000 | 34,351,000 | 46,637,000 |
| Noninterest income | 2,774,000 | 6,922,000 | 12,512,000 | 21,827,000 |
| Noninterest expense | 10,185,000 | 21,408,000 | 33,829,000 | 51,729,000 |
| Provision for loan losses | 113,000 | 225,000 | 338,000 | 700,000 |
| Pretax income | 3,715,000 | 8,046,000 | 12,782,000 | 16,036,000 |
| Income tax | 1,573,000 | 3,418,000 | 5,444,000 | 6,890,000 |
| Net income | 2,142,000 | 4,628,000 | 7,338,000 | 9,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,246,000 | 69,582,000 | 71,815,000 | 80,079,000 |
| Total capital | 71,308,000 | 77,450,000 | 79,680,000 | 90,056,000 |
| Risk-weighted assets | 712,536,000 | 768,225,000 | 781,904,000 | 826,249,000 |