Call reports 2019
FIRST STATE BANK OF COLORADO — 2019
What FIRST STATE BANK OF COLORADO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 228,858,000 | 229,796,000 | 237,414,000 |
| Total loans | 146,182,000 | 145,731,000 | 139,534,000 |
| Allowance for loan losses | 1,052,000 | 1,162,000 | 1,273,000 |
| Securities available for sale | 34,749,000 | 31,447,000 | 26,781,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 198,398,000 | 198,359,000 | 205,188,000 |
| Interest-bearing deposits | 124,115,000 | 125,258,000 | 125,914,000 |
| Noninterest-bearing deposits | 74,283,000 | 73,101,000 | 79,274,000 |
| Equity capital | 29,452,000 | 30,292,000 | 30,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 2,661,000 | 5,282,000 | 7,814,000 |
| Interest expense | 171,000 | 352,000 | 533,000 |
| Net interest income | 2,490,000 | 4,930,000 | 7,281,000 |
| Noninterest income | 239,000 | 474,000 | 717,000 |
| Noninterest expense | 1,830,000 | 3,577,000 | 5,312,000 |
| Provision for loan losses | 42,000 | 137,000 | 244,000 |
| Pretax income | 857,000 | 1,690,000 | 2,442,000 |
| Income tax | 196,000 | 412,000 | 594,000 |
| Net income | 661,000 | 1,278,000 | 1,848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 25,893,000 | 26,582,000 | 27,223,000 |
| Total capital | 26,945,000 | 27,744,000 | 28,496,000 |
| Risk-weighted assets | 144,014,000 | 142,026,000 | 136,582,000 |