Call reports 2018
FIRST STATE BANK OF COLORADO — 2018
What FIRST STATE BANK OF COLORADO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 225,535,000 | 228,488,000 | 237,117,000 | 237,766,000 |
| Total loans | 149,020,000 | 157,334,000 | 156,049,000 | 152,017,000 |
| Allowance for loan losses | 299,000 | 551,000 | 890,000 | 990,000 |
| Securities available for sale | 42,796,000 | 41,354,000 | 38,658,000 | 36,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,173,000 | 200,551,000 | 208,549,000 | 208,179,000 |
| Interest-bearing deposits | 127,601,000 | 128,364,000 | 130,609,000 | 129,618,000 |
| Noninterest-bearing deposits | 70,572,000 | 72,188,000 | 77,940,000 | 78,561,000 |
| Equity capital | 26,722,000 | 27,270,000 | 27,838,000 | 28,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,365,000 | 4,939,000 | 7,821,000 | 10,609,000 |
| Interest expense | 162,000 | 322,000 | 488,000 | 661,000 |
| Net interest income | 2,203,000 | 4,617,000 | 7,333,000 | 9,948,000 |
| Noninterest income | 275,000 | 719,000 | 1,024,000 | 1,329,000 |
| Noninterest expense | 1,706,000 | 3,473,000 | 5,255,000 | 7,145,000 |
| Provision for loan losses | 215,000 | 473,000 | 839,000 | 960,000 |
| Pretax income | 557,000 | 1,390,000 | 2,263,000 | 3,172,000 |
| Income tax | 136,000 | 341,000 | 555,000 | 776,000 |
| Net income | 421,000 | 1,049,000 | 1,708,000 | 2,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,935,000 | 23,651,000 | 24,391,000 | 25,161,000 |
| Total capital | 23,234,000 | 24,202,000 | 25,281,000 | 26,151,000 |
| Risk-weighted assets | 149,152,000 | 151,113,000 | 155,613,000 | 149,315,000 |