Call reports 2017
FIRST STATE BANK OF COLORADO — 2017
What FIRST STATE BANK OF COLORADO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 212,896,000 | 219,497,000 | 221,813,000 | 217,353,000 |
| Total loans | 134,592,000 | 140,412,000 | 143,402,000 | 144,732,000 |
| Allowance for loan losses | 1,326,000 | 1,457,000 | 1,569,000 | 129,000 |
| Securities available for sale | 54,406,000 | 51,488,000 | 48,649,000 | 45,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,503,000 | 191,687,000 | 193,839,000 | 190,126,000 |
| Interest-bearing deposits | 124,169,000 | 126,587,000 | 126,104,000 | 122,435,000 |
| Noninterest-bearing deposits | 61,335,000 | 65,100,000 | 67,735,000 | 67,691,000 |
| Equity capital | 26,626,000 | 27,085,000 | 27,439,000 | 26,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,032,000 | 4,149,000 | 6,378,000 | 1,605,000 |
| Interest expense | 89,000 | 181,000 | 276,000 | 108,000 |
| Net interest income | 1,943,000 | 3,968,000 | 6,102,000 | 1,497,000 |
| Noninterest income | 212,000 | 466,000 | 725,000 | 155,000 |
| Noninterest expense | 1,497,000 | 2,926,000 | 4,380,000 | 1,123,000 |
| Provision for loan losses | 75,000 | 170,000 | 275,000 | 123,000 |
| Pretax income | 583,000 | 1,338,000 | 2,172,000 | 406,000 |
| Income tax | 215,000 | 515,000 | 821,000 | 89,000 |
| Net income | 368,000 | 823,000 | 1,351,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,443,000 | 24,749,000 | 25,113,000 | 22,685,000 |
| Total capital | 25,769,000 | 26,206,000 | 26,682,000 | 22,814,000 |
| Risk-weighted assets | 135,460,000 | 139,105,000 | 141,357,000 | 142,971,000 |