Call reports 2016
FIRST STATE BANK OF COLORADO — 2016
What FIRST STATE BANK OF COLORADO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 207,590,000 | 207,586,000 | 213,259,000 | 210,642,000 |
| Total loans | 122,891,000 | 126,137,000 | 125,546,000 | 132,409,000 |
| Allowance for loan losses | 1,211,000 | 1,217,000 | 1,212,000 | 1,303,000 |
| Securities available for sale | 49,609,000 | 50,257,000 | 57,335,000 | 55,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,234,000 | 180,882,000 | 186,471,000 | 183,823,000 |
| Interest-bearing deposits | 121,911,000 | 123,689,000 | 126,195,000 | 122,586,000 |
| Noninterest-bearing deposits | 59,323,000 | 57,193,000 | 60,277,000 | 61,237,000 |
| Equity capital | 26,040,000 | 26,244,000 | 26,380,000 | 26,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,890,000 | 3,845,000 | 5,761,000 | 7,764,000 |
| Interest expense | 95,000 | 191,000 | 287,000 | 381,000 |
| Net interest income | 1,795,000 | 3,654,000 | 5,474,000 | 7,383,000 |
| Noninterest income | 247,000 | 509,000 | 714,000 | 902,000 |
| Noninterest expense | 1,653,000 | 3,405,000 | 4,954,000 | 6,366,000 |
| Provision for loan losses | 75,000 | 151,000 | 226,000 | 341,000 |
| Pretax income | 314,000 | 608,000 | 1,009,000 | 1,579,000 |
| Income tax | 113,000 | 221,000 | 363,000 | 569,000 |
| Net income | 201,000 | 387,000 | 646,000 | 1,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,567,000 | 23,680,000 | 23,880,000 | 24,189,000 |
| Total capital | 24,778,000 | 24,897,000 | 25,092,000 | 25,492,000 |
| Risk-weighted assets | 130,486,000 | 133,529,000 | 125,178,000 | 135,468,000 |