Call reports 2013
FIRST STATE BANK OF COLORADO — 2013
What FIRST STATE BANK OF COLORADO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 184,046,000 | 183,188,000 | 181,023,000 | 182,379,000 |
| Total loans | 115,041,000 | 113,617,000 | 117,752,000 | 120,174,000 |
| Allowance for loan losses | 1,839,000 | 1,803,000 | 1,762,000 | 1,763,000 |
| Securities available for sale | 45,692,000 | 39,607,000 | 36,618,000 | 35,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,330,000 | 158,208,000 | 156,391,000 | 157,637,000 |
| Interest-bearing deposits | 117,860,000 | 116,378,000 | 111,983,000 | 112,712,000 |
| Noninterest-bearing deposits | 40,470,000 | 41,830,000 | 44,408,000 | 44,925,000 |
| Equity capital | 24,982,000 | 24,628,000 | 24,172,000 | 24,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,939,000 | 3,870,000 | 5,769,000 | 7,716,000 |
| Interest expense | 137,000 | 265,000 | 386,000 | 496,000 |
| Net interest income | 1,802,000 | 3,605,000 | 5,383,000 | 7,220,000 |
| Noninterest income | 469,000 | 133,000 | 372,000 | 560,000 |
| Noninterest expense | 1,839,000 | 3,179,000 | 4,806,000 | 6,521,000 |
| Provision for loan losses | 25,000 | 288,000 | 443,000 | 543,000 |
| Pretax income | 407,000 | 415,000 | 649,000 | 857,000 |
| Income tax | 132,000 | 121,000 | 200,000 | 269,000 |
| Net income | 275,000 | 294,000 | 449,000 | 588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,591,000 | 21,572,000 | 21,665,000 | 21,758,000 |
| Total capital | 23,112,000 | 23,058,000 | 23,198,000 | 23,320,000 |
| Risk-weighted assets | 121,355,000 | 118,544,000 | 122,415,000 | 124,764,000 |