Call reports 2012
FIRST STATE BANK OF COLORADO — 2012
What FIRST STATE BANK OF COLORADO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 177,891,000 | 176,582,000 | 179,707,000 | 183,994,000 |
| Total loans | 108,792,000 | 109,395,000 | 111,703,000 | 114,069,000 |
| Allowance for loan losses | 1,970,000 | 1,989,000 | 2,184,000 | 2,216,000 |
| Securities available for sale | 39,671,000 | 38,136,000 | 43,665,000 | 45,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,421,000 | 151,554,000 | 154,518,000 | 158,288,000 |
| Interest-bearing deposits | 113,506,000 | 113,867,000 | 112,716,000 | 116,350,000 |
| Noninterest-bearing deposits | 39,915,000 | 37,686,000 | 41,802,000 | 41,938,000 |
| Equity capital | 24,337,000 | 24,548,000 | 24,706,000 | 24,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,961,000 | 3,946,000 | 5,900,000 | 7,879,000 |
| Interest expense | 184,000 | 352,000 | 508,000 | 661,000 |
| Net interest income | 1,777,000 | 3,594,000 | 5,392,000 | 7,218,000 |
| Noninterest income | 220,000 | 456,000 | 715,000 | 975,000 |
| Noninterest expense | 1,625,000 | 3,170,000 | 4,806,000 | 6,438,000 |
| Provision for loan losses | 300,000 | 540,000 | 730,000 | 780,000 |
| Pretax income | 72,000 | 411,000 | 643,000 | 1,240,000 |
| Income tax | 8,000 | 114,000 | 153,000 | 386,000 |
| Net income | 64,000 | 297,000 | 490,000 | 854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,816,000 | 20,966,000 | 21,086,000 | 21,394,000 |
| Total capital | 22,283,000 | 22,426,000 | 22,552,000 | 22,902,000 |
| Risk-weighted assets | 116,892,000 | 116,253,000 | 116,592,000 | 119,896,000 |