Call reports 2011
FIRST STATE BANK OF COLORADO — 2011
What FIRST STATE BANK OF COLORADO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 180,032,000 | 180,726,000 | 180,117,000 | 179,801,000 |
| Total loans | 121,295,000 | 118,110,000 | 111,130,000 | 110,442,000 |
| Allowance for loan losses | 2,817,000 | 2,761,000 | 2,604,000 | 2,632,000 |
| Securities available for sale | 27,229,000 | 30,770,000 | 24,232,000 | 42,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,489,000 | 155,708,000 | 155,155,000 | 154,952,000 |
| Interest-bearing deposits | 120,600,000 | 119,835,000 | 118,174,000 | 117,083,000 |
| Noninterest-bearing deposits | 34,889,000 | 35,873,000 | 36,981,000 | 37,869,000 |
| Equity capital | 23,835,000 | 24,469,000 | 24,491,000 | 24,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,178,000 | 4,384,000 | 6,510,000 | 8,593,000 |
| Interest expense | 345,000 | 638,000 | 896,000 | 1,110,000 |
| Net interest income | 1,833,000 | 3,746,000 | 5,614,000 | 7,483,000 |
| Noninterest income | 205,000 | 454,000 | 672,000 | 923,000 |
| Noninterest expense | 1,559,000 | 3,129,000 | 5,134,000 | 7,091,000 |
| Provision for loan losses | 200,000 | 200,000 | 250,000 | 250,000 |
| Pretax income | 279,000 | 871,000 | 957,000 | 1,359,000 |
| Income tax | 96,000 | 308,000 | 292,000 | 435,000 |
| Net income | 183,000 | 563,000 | 665,000 | 924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,174,000 | 20,634,000 | 20,650,000 | 20,836,000 |
| Total capital | 21,798,000 | 22,228,000 | 22,114,000 | 22,303,000 |
| Risk-weighted assets | 128,723,000 | 126,343,000 | 115,948,000 | 116,227,000 |