Call reports 2010
FIRST STATE BANK OF COLORADO — 2010
What FIRST STATE BANK OF COLORADO reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 56,020,000 | 184,374,000 | 182,550,000 | 192,886,000 |
| Total loans | 39,903,000 | 130,365,000 | 128,701,000 | 124,177,000 |
| Allowance for loan losses | 665,000 | 3,040,000 | 2,859,000 | 2,685,000 |
| Securities available for sale | 7,633,000 | 27,652,000 | 29,713,000 | 31,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,847,000 | 159,473,000 | 157,667,000 | 168,478,000 |
| Interest-bearing deposits | 38,895,000 | 128,347,000 | 125,266,000 | 122,415,000 |
| Noninterest-bearing deposits | 8,952,000 | 31,126,000 | 32,401,000 | 46,063,000 |
| Equity capital | 7,917,000 | 24,011,000 | 24,200,000 | 23,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 5,041,000 | 7,450,000 | 9,792,000 |
| Interest expense | 125,000 | 1,162,000 | 1,627,000 | 2,016,000 |
| Net interest income | 591,000 | 3,879,000 | 5,823,000 | 7,776,000 |
| Noninterest income | 154,000 | 876,000 | 1,163,000 | 1,305,000 |
| Noninterest expense | 532,000 | 3,393,000 | 4,933,000 | 6,623,000 |
| Provision for loan losses | 90,000 | 708,000 | 1,035,000 | 1,175,000 |
| Pretax income | 123,000 | 662,000 | 1,026,000 | 1,291,000 |
| Income tax | 39,000 | 204,000 | 330,000 | 350,000 |
| Net income | 84,000 | 458,000 | 696,000 | 941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,348,000 | 19,863,000 | 20,007,000 | 20,143,000 |
| Total capital | 6,894,000 | 21,532,000 | 21,676,000 | 21,811,000 |
| Risk-weighted assets | 43,590,000 | 132,164,000 | 132,352,000 | 132,396,000 |