Call reports 2002
FIRST STATE BANK OF COLORADO — 2002
What FIRST STATE BANK OF COLORADO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 40,381,000 | 39,341,000 | 44,060,000 | 42,264,000 |
| Total loans | 29,144,000 | 29,808,000 | 32,082,000 | 30,263,000 |
| Allowance for loan losses | 455,000 | 474,000 | 491,000 | 503,000 |
| Securities available for sale | 4,944,000 | 3,047,000 | 4,942,000 | 6,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,536,000 | 32,917,000 | 35,807,000 | 34,643,000 |
| Interest-bearing deposits | 27,568,000 | 27,127,000 | 27,830,000 | 28,389,000 |
| Noninterest-bearing deposits | 6,968,000 | 5,790,000 | 7,977,000 | 6,254,000 |
| Equity capital | 5,715,000 | 5,805,000 | 5,883,000 | 6,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 571,000 | 1,141,000 | 1,707,000 | 2,295,000 |
| Interest expense | 161,000 | 316,000 | 459,000 | 597,000 |
| Net interest income | 410,000 | 825,000 | 1,248,000 | 1,698,000 |
| Noninterest income | 68,000 | 142,000 | 292,000 | 600,000 |
| Noninterest expense | 352,000 | 666,000 | 995,000 | 1,303,000 |
| Provision for loan losses | 14,000 | 27,000 | 36,000 | 63,000 |
| Pretax income | 112,000 | 330,000 | 555,000 | 978,000 |
| Income tax | 15,000 | 82,000 | 163,000 | 315,000 |
| Net income | 97,000 | 248,000 | 392,000 | 663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,313,000 | 4,398,000 | 4,443,000 | 4,624,000 |
| Total capital | 4,725,000 | 4,800,000 | 4,876,000 | 5,031,000 |
| Risk-weighted assets | 32,914,000 | 32,055,000 | 34,568,000 | 32,480,000 |