Call reports 2001
FIRST STATE BANK OF COLORADO — 2001
What FIRST STATE BANK OF COLORADO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 39,038,000 | 38,817,000 | 41,022,000 | 39,779,000 |
| Total loans | 27,695,000 | 28,953,000 | 30,137,000 | 28,611,000 |
| Allowance for loan losses | 455,000 | 469,000 | 483,000 | 442,000 |
| Securities available for sale | 4,302,000 | 4,919,000 | 5,409,000 | 4,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,312,000 | 33,136,000 | 35,238,000 | 33,851,000 |
| Interest-bearing deposits | 27,038,000 | 27,036,000 | 28,532,000 | 27,697,000 |
| Noninterest-bearing deposits | 6,274,000 | 6,100,000 | 6,706,000 | 6,154,000 |
| Equity capital | 5,626,000 | 5,617,000 | 5,707,000 | 5,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 816,000 | 1,578,000 | 2,307,000 | 2,971,000 |
| Interest expense | 324,000 | 594,000 | 851,000 | 1,043,000 |
| Net interest income | 492,000 | 984,000 | 1,456,000 | 1,928,000 |
| Noninterest income | 78,000 | 148,000 | 235,000 | 445,000 |
| Noninterest expense | 376,000 | 728,000 | 1,072,000 | 1,404,000 |
| Provision for loan losses | 14,000 | 27,000 | 41,000 | 54,000 |
| Pretax income | 187,000 | 385,000 | 586,000 | 928,000 |
| Income tax | 45,000 | 104,000 | 163,000 | 280,000 |
| Net income | 142,000 | 281,000 | 423,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,103,000 | 4,149,000 | 4,254,000 | 4,336,000 |
| Total capital | 4,493,000 | 4,552,000 | 4,688,000 | 4,744,000 |
| Risk-weighted assets | 31,167,000 | 32,189,000 | 34,709,000 | 32,614,000 |