Call reports 2002
GRANGE NATIONAL BANK — 2002
What GRANGE NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 233,649,000 | 241,050,000 | 255,977,000 | 270,500,000 |
| Total loans | 129,136,000 | 138,318,000 | 145,700,000 | 151,545,000 |
| Allowance for loan losses | 1,253,000 | 1,333,000 | 1,371,000 | 1,445,000 |
| Securities available for sale | 75,555,000 | 76,348,000 | 81,522,000 | 88,740,000 |
| Securities held to maturity | 10,791,000 | 10,439,000 | 9,840,000 | 8,181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,289,000 | 187,696,000 | 194,483,000 | 208,912,000 |
| Interest-bearing deposits | 150,475,000 | 156,049,000 | 160,818,000 | 176,982,000 |
| Noninterest-bearing deposits | 30,814,000 | 31,647,000 | 33,665,000 | 31,930,000 |
| Equity capital | 20,080,000 | 21,766,000 | 24,018,000 | 24,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,734,000 | 7,495,000 | 11,464,000 | 15,443,000 |
| Interest expense | 1,572,000 | 3,117,000 | 4,715,000 | 6,306,000 |
| Net interest income | 2,162,000 | 4,378,000 | 6,749,000 | 9,137,000 |
| Noninterest income | 359,000 | 711,000 | 1,104,000 | 1,634,000 |
| Noninterest expense | 1,275,000 | 2,629,000 | 4,017,000 | 5,670,000 |
| Provision for loan losses | 65,000 | 155,000 | 205,000 | 315,000 |
| Pretax income | 1,181,000 | 2,291,000 | 3,617,000 | 4,772,000 |
| Income tax | 255,000 | 538,000 | 862,000 | 1,033,000 |
| Net income | 926,000 | 1,753,000 | 2,755,000 | 3,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,380,000 | 21,088,000 | 21,928,000 | 22,797,000 |
| Total capital | 21,633,000 | 22,421,000 | 23,299,000 | 24,242,000 |
| Risk-weighted assets | 130,335,000 | 136,128,000 | 143,734,000 | 148,524,000 |