Call reports 2009
MIRAE BANK — 2009
What MIRAE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 |
|---|---|
| Total assets | 480,619,000 |
| Total loans | 346,429,000 |
| Allowance for loan losses | 25,863,000 |
| Securities available for sale | 89,876,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 409,951,000 |
| Interest-bearing deposits | 367,954,000 |
| Noninterest-bearing deposits | 41,997,000 |
| Equity capital | 15,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 |
|---|---|
| Interest income | 5,614,000 |
| Interest expense | 3,689,000 |
| Net interest income | 1,925,000 |
| Noninterest income | 743,000 |
| Noninterest expense | 3,239,000 |
| Provision for loan losses | 6,589,000 |
| Pretax income | -7,160,000 |
| Income tax | 5,000 |
| Net income | -7,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 |
|---|---|
| Tier 1 capital | 14,585,000 |
| Total capital | 19,166,000 |
| Risk-weighted assets | 345,079,000 |