Call reports 2006
MIRAE BANK — 2006
What MIRAE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 342,694,000 | 369,463,000 | 382,593,000 | 371,323,000 |
| Total loans | 220,821,000 | 269,712,000 | 290,828,000 | 296,594,000 |
| Allowance for loan losses | 2,310,000 | 2,981,000 | 3,497,000 | 3,227,000 |
| Securities available for sale | 83,945,000 | 73,333,000 | 71,383,000 | 45,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,475,000 | 321,906,000 | 333,191,000 | 313,452,000 |
| Interest-bearing deposits | 255,752,000 | 285,338,000 | 290,103,000 | 270,871,000 |
| Noninterest-bearing deposits | 41,723,000 | 36,568,000 | 43,088,000 | 42,581,000 |
| Equity capital | 41,890,000 | 42,610,000 | 43,636,000 | 44,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,282,000 | 12,242,000 | 20,056,000 | 28,015,000 |
| Interest expense | 2,606,000 | 6,066,000 | 10,017,000 | 13,763,000 |
| Net interest income | 2,676,000 | 6,176,000 | 10,039,000 | 14,252,000 |
| Noninterest income | 1,579,000 | 3,647,000 | 4,971,000 | 6,237,000 |
| Noninterest expense | 2,901,000 | 6,022,000 | 9,645,000 | 13,034,000 |
| Provision for loan losses | 450,000 | 1,795,000 | 2,345,000 | 2,645,000 |
| Pretax income | 904,000 | 2,006,000 | 3,020,000 | 4,809,000 |
| Income tax | 450,000 | 846,000 | 1,176,000 | 1,964,000 |
| Net income | 454,000 | 1,160,000 | 1,844,000 | 2,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,954,000 | 42,906,000 | 43,540,000 | 44,554,000 |
| Total capital | 44,301,000 | 45,887,000 | 47,037,000 | 47,781,000 |
| Risk-weighted assets | 268,695,000 | 295,359,000 | 306,057,000 | 308,120,000 |