Call reports 2009
HILLCREST BANK FLORIDA — 2009
What HILLCREST BANK FLORIDA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Total assets | 104,145,000 | 95,567,000 | 82,774,000 |
| Total loans | 85,455,000 | 79,759,000 | 72,359,000 |
| Allowance for loan losses | 7,597,000 | 6,020,000 | 3,389,000 |
| Securities available for sale | 8,962,000 | 8,251,000 | 7,667,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 87,185,000 | 91,702,000 | 83,254,000 |
| Interest-bearing deposits | 85,433,000 | 88,474,000 | 78,907,000 |
| Noninterest-bearing deposits | 1,752,000 | 3,228,000 | 4,347,000 |
| Equity capital | 11,638,000 | 1,764,000 | -2,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Interest income | 1,217,000 | 2,125,000 | 3,044,000 |
| Interest expense | 847,000 | 1,620,000 | 2,366,000 |
| Net interest income | 370,000 | 505,000 | 678,000 |
| Noninterest income | 28,000 | 21,000 | 29,000 |
| Noninterest expense | 1,077,000 | 2,168,000 | 3,678,000 |
| Provision for loan losses | 847,000 | 4,930,000 | 7,634,000 |
| Pretax income | -1,526,000 | -6,572,000 | -10,605,000 |
| Income tax | -572,000 | 4,280,000 | 4,280,000 |
| Net income | -954,000 | -10,852,000 | -14,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Tier 1 capital | 6,716,000 | 1,604,000 | -2,420,000 |
| Total capital | 7,936,000 | 2,696,000 | -2,420,000 |
| Risk-weighted assets | 91,238,000 | 82,447,000 | 74,739,000 |