Call reports 2006
HILLCREST BANK FLORIDA — 2006
What HILLCREST BANK FLORIDA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Total assets | 59,490,000 | 81,572,000 |
| Total loans | 17,613,000 | 43,598,000 |
| Allowance for loan losses | 211,000 | 524,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 42,940,000 | 64,793,000 |
| Interest-bearing deposits | 41,883,000 | 61,532,000 |
| Noninterest-bearing deposits | 1,057,000 | 3,261,000 |
| Equity capital | 16,176,000 | 15,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Interest income | 464,000 | 1,744,000 |
| Interest expense | 188,000 | 946,000 |
| Net interest income | 276,000 | 798,000 |
| Noninterest income | 0 | 9,000 |
| Noninterest expense | 1,384,000 | 2,271,000 |
| Provision for loan losses | 211,000 | 524,000 |
| Pretax income | -1,319,000 | -1,988,000 |
| Income tax | -495,000 | -746,000 |
| Net income | -824,000 | -1,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Tier 1 capital | 16,176,000 | 15,758,000 |
| Total capital | 16,387,000 | 16,282,000 |
| Risk-weighted assets | 25,737,000 | 50,705,000 |