Call reports 2010
WHITNEY BANK — 2010
What WHITNEY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,867,616,000 | 2,871,974,000 | 2,857,580,000 | 2,918,768,000 |
| Total loans | 1,893,560,000 | 1,911,272,000 | 1,913,204,000 | 1,913,910,000 |
| Allowance for loan losses | 20,637,000 | 27,791,000 | 28,831,000 | 30,803,000 |
| Securities available for sale | 801,355,000 | 794,794,000 | 770,200,000 | 822,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,207,084,000 | 2,228,755,000 | 2,182,613,000 | 2,346,843,000 |
| Interest-bearing deposits | 1,779,898,000 | 1,802,405,000 | 1,742,671,000 | 1,868,003,000 |
| Noninterest-bearing deposits | 427,186,000 | 426,350,000 | 439,942,000 | 478,840,000 |
| Equity capital | 352,289,000 | 360,730,000 | 363,981,000 | 353,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 33,348,000 | 66,702,000 | 99,449,000 | 132,204,000 |
| Interest expense | 6,080,000 | 11,823,000 | 16,795,000 | 21,199,000 |
| Net interest income | 27,268,000 | 54,879,000 | 82,654,000 | 111,005,000 |
| Noninterest income | 10,178,000 | 21,112,000 | 32,324,000 | 41,941,000 |
| Noninterest expense | 20,818,000 | 42,158,000 | 63,123,000 | 83,275,000 |
| Provision for loan losses | 257,000 | 9,738,000 | 17,229,000 | 22,554,000 |
| Pretax income | 16,371,000 | 24,095,000 | 34,626,000 | 47,117,000 |
| Income tax | 4,718,000 | 6,459,000 | 9,003,000 | 12,373,000 |
| Net income | 11,653,000 | 17,636,000 | 25,623,000 | 34,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 310,318,000 | 312,700,000 | 316,786,000 | 316,905,000 |
| Total capital | 331,048,000 | 339,978,000 | 343,984,000 | 344,447,000 |
| Risk-weighted assets | 2,174,981,000 | 2,174,836,000 | 2,166,637,000 | 2,191,739,000 |