Call reports 2009
WHITNEY BANK — 2009
What WHITNEY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,904,537,000 | 2,903,741,000 | 2,848,201,000 | 2,896,605,000 |
| Total loans | 1,952,955,000 | 1,995,154,000 | 1,979,742,000 | 1,942,027,000 |
| Allowance for loan losses | 26,128,000 | 25,209,000 | 24,219,000 | 23,734,000 |
| Securities available for sale | 678,685,000 | 740,375,000 | 706,545,000 | 753,576,000 |
| Securities held to maturity | 109,564,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,249,869,000 | 2,255,495,000 | 2,184,820,000 | 2,351,707,000 |
| Interest-bearing deposits | 1,806,051,000 | 1,802,554,000 | 1,749,190,000 | 1,885,527,000 |
| Noninterest-bearing deposits | 443,818,000 | 452,941,000 | 435,630,000 | 466,180,000 |
| Equity capital | 262,850,000 | 265,933,000 | 278,084,000 | 342,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 35,370,000 | 69,741,000 | 104,023,000 | 138,767,000 |
| Interest expense | 9,071,000 | 16,235,000 | 23,164,000 | 29,772,000 |
| Net interest income | 26,299,000 | 53,506,000 | 80,859,000 | 108,995,000 |
| Noninterest income | 9,556,000 | 20,123,000 | 31,434,000 | 42,135,000 |
| Noninterest expense | 20,434,000 | 42,983,000 | 64,388,000 | 85,131,000 |
| Provision for loan losses | 3,968,000 | 9,249,000 | 12,745,000 | 18,398,000 |
| Pretax income | 11,453,000 | 21,397,000 | 35,160,000 | 47,601,000 |
| Income tax | 2,925,000 | 5,604,000 | 9,514,000 | 12,866,000 |
| Net income | 8,528,000 | 15,793,000 | 25,646,000 | 34,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 223,663,000 | 227,877,000 | 234,778,000 | 302,316,000 |
| Total capital | 249,825,000 | 253,149,000 | 259,039,000 | 326,127,000 |
| Risk-weighted assets | 2,186,911,000 | 2,234,442,000 | 2,236,274,000 | 2,244,893,000 |