Call reports 2008
WHITNEY BANK — 2008
What WHITNEY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,637,596,000 | 2,757,338,000 | 2,888,813,000 | 3,016,818,000 |
| Total loans | 1,725,308,000 | 1,789,996,000 | 1,891,560,000 | 1,966,806,000 |
| Allowance for loan losses | 21,162,000 | 21,160,000 | 23,715,000 | 25,895,000 |
| Securities available for sale | 706,507,000 | 781,282,000 | 736,316,000 | 716,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 128,906,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,093,637,000 | 2,093,580,000 | 2,189,673,000 | 2,425,976,000 |
| Interest-bearing deposits | 1,696,438,000 | 1,674,250,000 | 1,782,820,000 | 1,964,733,000 |
| Noninterest-bearing deposits | 397,199,000 | 419,330,000 | 406,853,000 | 461,243,000 |
| Equity capital | 235,839,000 | 232,149,000 | 240,741,000 | 254,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 35,471,000 | 71,261,000 | 108,577,000 | 145,546,000 |
| Interest expense | 13,816,000 | 25,603,000 | 37,334,000 | 48,813,000 |
| Net interest income | 21,655,000 | 45,658,000 | 71,243,000 | 96,733,000 |
| Noninterest income | 9,615,000 | 19,426,000 | 29,061,000 | 39,077,000 |
| Noninterest expense | 16,043,000 | 33,644,000 | 52,558,000 | 71,850,000 |
| Provision for loan losses | 2,907,000 | 3,981,000 | 7,666,000 | 15,715,000 |
| Pretax income | 18,489,000 | 33,625,000 | 46,249,000 | 55,354,000 |
| Income tax | 5,462,000 | 9,622,000 | 12,954,000 | 14,854,000 |
| Net income | 13,027,000 | 24,003,000 | 33,295,000 | 40,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,741,000 | 204,720,000 | 209,846,000 | 217,186,000 |
| Total capital | 220,991,000 | 225,997,000 | 233,634,000 | 243,117,000 |
| Risk-weighted assets | 1,968,059,000 | 2,053,502,000 | 2,221,892,000 | 2,320,434,000 |