Call reports 2007
WHITNEY BANK — 2007
What WHITNEY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,439,873,000 | 2,535,361,000 | 2,605,394,000 | 2,523,545,000 |
| Total loans | 1,547,965,000 | 1,612,632,000 | 1,671,715,000 | 1,706,366,000 |
| Allowance for loan losses | 19,020,000 | 17,323,000 | 17,292,000 | 18,828,000 |
| Securities available for sale | 739,596,000 | 746,025,000 | 765,701,000 | 515,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 124,592,000 |
| Total deposits | 1,883,012,000 | 1,999,616,000 | 2,061,646,000 | 2,100,599,000 |
| Interest-bearing deposits | 1,457,209,000 | 1,583,580,000 | 1,651,263,000 | 1,663,002,000 |
| Noninterest-bearing deposits | 425,803,000 | 416,036,000 | 410,383,000 | 437,597,000 |
| Equity capital | 211,884,000 | 207,760,000 | 220,303,000 | 222,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 35,492,000 | 72,798,000 | 110,715,000 | 148,721,000 |
| Interest expense | 15,737,000 | 32,502,000 | 50,204,000 | 66,699,000 |
| Net interest income | 19,755,000 | 40,296,000 | 60,511,000 | 82,022,000 |
| Noninterest income | 8,156,000 | 17,680,000 | 27,434,000 | 36,893,000 |
| Noninterest expense | 17,595,000 | 34,730,000 | 53,375,000 | 74,178,000 |
| Provision for loan losses | 2,208,000 | 1,047,000 | 1,565,000 | 3,744,000 |
| Pretax income | 8,108,000 | 22,199,000 | 33,005,000 | 40,993,000 |
| Income tax | 1,892,000 | 5,889,000 | 8,742,000 | 10,458,000 |
| Net income | 6,216,000 | 16,310,000 | 24,263,000 | 30,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 181,220,000 | 180,435,000 | 188,558,000 | 189,324,000 |
| Total capital | 200,496,000 | 198,114,000 | 206,140,000 | 208,285,000 |
| Risk-weighted assets | 1,859,926,000 | 1,907,073,000 | 1,965,648,000 | 1,991,468,000 |