Call reports 2006
WHITNEY BANK — 2006
What WHITNEY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 2,351,570,000 | 2,357,483,000 | 2,427,942,000 | 2,375,469,000 |
| Total loans | 1,391,168,000 | 1,438,147,000 | 1,489,995,000 | 1,535,104,000 |
| Allowance for loan losses | 26,126,000 | 24,227,000 | 18,813,000 | 17,686,000 |
| Securities available for sale | 798,982,000 | 763,323,000 | 780,523,000 | 679,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,969,530,000 | 1,925,317,000 | 1,873,695,000 | 1,948,344,000 |
| Interest-bearing deposits | 1,516,273,000 | 1,462,314,000 | 1,447,938,000 | 1,491,680,000 |
| Noninterest-bearing deposits | 453,257,000 | 463,003,000 | 425,757,000 | 456,664,000 |
| Equity capital | 194,303,000 | 197,543,000 | 214,499,000 | 212,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 31,110,000 | 65,023,000 | 100,812,000 | 136,844,000 |
| Interest expense | 10,395,000 | 23,088,000 | 37,521,000 | 52,882,000 |
| Net interest income | 20,715,000 | 41,935,000 | 63,291,000 | 83,962,000 |
| Noninterest income | 7,425,000 | 15,265,000 | 23,411,000 | 32,076,000 |
| Noninterest expense | 15,906,000 | 32,842,000 | 48,823,000 | 64,178,000 |
| Provision for loan losses | 519,000 | 519,000 | -4,188,000 | -4,446,000 |
| Pretax income | 11,807,000 | 23,931,000 | 42,159,000 | 53,940,000 |
| Income tax | 3,560,000 | 7,219,000 | 12,415,000 | 24,035,000 |
| Net income | 8,247,000 | 16,712,000 | 29,744,000 | 29,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,499,000 | 175,168,000 | 184,403,000 | 182,835,000 |
| Total capital | 187,895,000 | 196,453,000 | 203,343,000 | 200,829,000 |
| Risk-weighted assets | 1,672,529,000 | 1,699,859,000 | 1,784,333,000 | 1,787,968,000 |