Call reports 2005
WHITNEY BANK — 2005
What WHITNEY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,964,116,000 | 2,017,711,000 | 2,093,503,000 | 2,163,124,000 |
| Total loans | 1,241,268,000 | 1,307,979,000 | 1,366,633,000 | 1,375,629,000 |
| Allowance for loan losses | 15,974,000 | 16,024,000 | 26,725,000 | 26,325,000 |
| Securities available for sale | 538,806,000 | 532,990,000 | 534,808,000 | 644,413,000 |
| Securities held to maturity | 43,809,000 | 42,415,000 | 41,334,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,530,832,000 | 1,533,670,000 | 1,585,277,000 | 1,844,039,000 |
| Interest-bearing deposits | 1,460,330,000 | 1,207,609,000 | 1,194,927,000 | 1,318,539,000 |
| Noninterest-bearing deposits | 70,502,000 | 326,061,000 | 390,350,000 | 525,500,000 |
| Equity capital | 181,726,000 | 188,453,000 | 181,056,000 | 192,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 25,170,000 | 51,609,000 | 79,464,000 | 109,248,000 |
| Interest expense | 6,708,000 | 14,542,000 | 23,645,000 | 33,184,000 |
| Net interest income | 18,462,000 | 37,067,000 | 55,819,000 | 76,064,000 |
| Noninterest income | 7,337,000 | 15,517,000 | 21,803,000 | 28,904,000 |
| Noninterest expense | 13,838,000 | 28,388,000 | 42,905,000 | 59,378,000 |
| Provision for loan losses | 1,544,000 | 2,826,000 | 14,462,000 | 14,836,000 |
| Pretax income | 10,705,000 | 21,373,000 | 20,258,000 | 30,757,000 |
| Income tax | 3,248,000 | 6,485,000 | 5,563,000 | -191,000 |
| Net income | 7,457,000 | 14,888,000 | 14,695,000 | 30,948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,165,000 | 152,390,000 | 147,941,000 | 161,147,000 |
| Total capital | 166,139,000 | 168,414,000 | 167,517,000 | 181,077,000 |
| Risk-weighted assets | 1,435,013,000 | 1,497,590,000 | 1,558,967,000 | 1,588,012,000 |