Call reports 2004
WHITNEY BANK — 2004
What WHITNEY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,776,999,000 | 1,798,901,000 | 1,831,513,000 | 1,905,203,000 |
| Total loans | 1,085,430,000 | 1,151,452,000 | 1,182,535,000 | 1,214,262,000 |
| Allowance for loan losses | 15,174,000 | 15,174,000 | 15,399,000 | 15,674,000 |
| Securities available for sale | 498,038,000 | 450,524,000 | 463,991,000 | 512,254,000 |
| Securities held to maturity | 54,701,000 | 53,420,000 | 51,864,000 | 46,904,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,326,646,000 | 1,332,913,000 | 1,376,384,000 | 1,534,060,000 |
| Interest-bearing deposits | 1,190,047,000 | 1,194,498,000 | 1,238,151,000 | 1,396,690,000 |
| Noninterest-bearing deposits | 136,599,000 | 138,415,000 | 138,233,000 | 137,370,000 |
| Equity capital | 181,713,000 | 177,695,000 | 186,978,000 | 188,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 21,843,000 | 44,084,000 | 67,179,000 | 91,148,000 |
| Interest expense | 4,485,000 | 9,335,000 | 14,628,000 | 20,385,000 |
| Net interest income | 17,358,000 | 34,749,000 | 52,551,000 | 70,763,000 |
| Noninterest income | 8,807,000 | 18,856,000 | 26,025,000 | 33,141,000 |
| Noninterest expense | 13,359,000 | 26,936,000 | 40,053,000 | 53,882,000 |
| Provision for loan losses | 1,052,000 | 2,514,000 | 4,202,000 | 6,429,000 |
| Pretax income | 11,754,000 | 24,155,000 | 34,321,000 | 43,593,000 |
| Income tax | 3,613,000 | 7,463,000 | 10,532,000 | 13,213,000 |
| Net income | 8,141,000 | 16,692,000 | 23,789,000 | 30,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,617,000 | 145,406,000 | 148,488,000 | 151,664,000 |
| Total capital | 156,791,000 | 160,580,000 | 163,887,000 | 167,338,000 |
| Risk-weighted assets | 1,255,582,000 | 1,340,792,000 | 1,362,596,000 | 1,399,173,000 |