Call reports 2003
WHITNEY BANK — 2003
What WHITNEY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,675,847,000 | 1,633,790,000 | 1,622,388,000 | 1,679,230,000 |
| Total loans | 843,998,000 | 922,053,000 | 997,006,000 | 1,066,493,000 |
| Allowance for loan losses | 14,259,000 | 14,259,000 | 14,924,000 | 15,174,000 |
| Securities available for sale | 629,456,000 | 515,744,000 | 427,476,000 | 434,003,000 |
| Securities held to maturity | 82,544,000 | 75,712,000 | 67,063,000 | 58,139,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,327,529,000 | 1,335,569,000 | 1,318,628,000 | 1,351,051,000 |
| Interest-bearing deposits | 1,204,946,000 | 1,208,961,000 | 1,193,008,000 | 1,219,844,000 |
| Noninterest-bearing deposits | 122,583,000 | 126,608,000 | 125,620,000 | 131,207,000 |
| Equity capital | 182,862,000 | 184,657,000 | 180,288,000 | 176,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 20,101,000 | 40,871,000 | 61,818,000 | 83,368,000 |
| Interest expense | 5,149,000 | 10,223,000 | 14,832,000 | 19,301,000 |
| Net interest income | 14,952,000 | 30,648,000 | 46,986,000 | 64,067,000 |
| Noninterest income | 6,395,000 | 12,537,000 | 19,242,000 | 26,201,000 |
| Noninterest expense | 12,926,000 | 26,331,000 | 40,174,000 | 54,386,000 |
| Provision for loan losses | 1,193,000 | 2,209,000 | 3,970,000 | 5,720,000 |
| Pretax income | 7,574,000 | 14,999,000 | 22,438,000 | 30,526,000 |
| Income tax | 2,313,000 | 4,593,000 | 6,880,000 | 9,226,000 |
| Net income | 5,261,000 | 10,406,000 | 15,558,000 | 21,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,111,000 | 141,756,000 | 141,398,000 | 138,082,000 |
| Total capital | 152,698,000 | 155,077,000 | 155,666,000 | 153,256,000 |
| Risk-weighted assets | 1,005,259,000 | 1,064,716,000 | 1,140,802,000 | 1,228,978,000 |