Call reports 2002
WHITNEY BANK — 2002
What WHITNEY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,410,334,000 | 1,505,842,000 | 1,613,405,000 | 1,580,588,000 |
| Total loans | 704,627,000 | 752,593,000 | 792,269,000 | 835,243,000 |
| Allowance for loan losses | 13,026,000 | 13,190,000 | 13,648,000 | 14,259,000 |
| Securities available for sale | 475,764,000 | 522,320,000 | 494,678,000 | 499,783,000 |
| Securities held to maturity | 107,574,000 | 102,546,000 | 98,175,000 | 91,751,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,132,373,000 | 1,205,625,000 | 1,309,292,000 | 1,295,121,000 |
| Interest-bearing deposits | 1,012,117,000 | 1,076,964,000 | 1,145,063,000 | 1,162,289,000 |
| Noninterest-bearing deposits | 120,256,000 | 128,661,000 | 164,229,000 | 132,832,000 |
| Equity capital | 173,603,000 | 184,634,000 | 188,176,000 | 183,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 21,868,000 | 44,142,000 | 66,353,000 | 88,166,000 |
| Interest expense | 5,982,000 | 11,615,000 | 17,242,000 | 22,784,000 |
| Net interest income | 15,886,000 | 32,527,000 | 49,111,000 | 65,382,000 |
| Noninterest income | 6,297,000 | 12,609,000 | 19,014,000 | 25,694,000 |
| Noninterest expense | 10,426,000 | 20,864,000 | 31,554,000 | 42,902,000 |
| Provision for loan losses | 2,106,000 | 4,115,000 | 5,029,000 | 6,803,000 |
| Pretax income | 9,527,000 | 20,033,000 | 31,417,000 | 41,246,000 |
| Income tax | 3,024,000 | 6,368,000 | 10,029,000 | 13,138,000 |
| Net income | 6,503,000 | 13,665,000 | 21,388,000 | 28,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,993,000 | 142,535,000 | 145,103,000 | 141,610,000 |
| Total capital | 147,697,000 | 153,988,000 | 157,085,000 | 153,798,000 |
| Risk-weighted assets | 854,023,000 | 914,514,000 | 956,885,000 | 972,995,000 |