Call reports 2026
FIRST NATIONAL BANK OF ELMER — 2026
What FIRST NATIONAL BANK OF ELMER reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 400,002,000 | 407,773,000 |
| Total loans | 339,581,000 | 335,068,000 |
| Allowance for loan losses | 4,203,000 | 4,254,000 |
| Securities available for sale | 22,965,000 | 20,853,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 358,104,000 | 365,286,000 |
| Interest-bearing deposits | 329,567,000 | 343,819,000 |
| Noninterest-bearing deposits | 28,537,000 | 21,467,000 |
| Equity capital | 39,411,000 | 40,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,051,000 | 10,334,000 |
| Interest expense | 1,027,000 | 2,049,000 |
| Net interest income | 4,024,000 | 8,285,000 |
| Noninterest income | 298,000 | 608,000 |
| Noninterest expense | 3,374,000 | 6,749,000 |
| Provision for loan losses | 40,000 | 90,000 |
| Pretax income | 908,000 | 2,054,000 |
| Income tax | 237,000 | 536,000 |
| Net income | 671,000 | 1,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 40,126,000 | 40,743,000 |
| Total capital | 43,916,000 | 44,510,000 |
| Risk-weighted assets | 302,711,000 | 300,785,000 |