Call reports 2024
FIRST NATIONAL BANK OF ELMER — 2024
What FIRST NATIONAL BANK OF ELMER reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 360,536,000 | 383,013,000 | 381,724,000 | 380,719,000 |
| Total loans | 298,151,000 | 300,283,000 | 300,872,000 | 314,365,000 |
| Allowance for loan losses | 4,125,000 | 4,011,000 | 4,014,000 | 4,035,000 |
| Securities available for sale | 23,115,000 | 23,019,000 | 23,640,000 | 23,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,342,000 | 347,345,000 | 344,389,000 | 343,503,000 |
| Interest-bearing deposits | 303,243,000 | 326,371,000 | 321,726,000 | 320,270,000 |
| Noninterest-bearing deposits | 22,099,000 | 20,974,000 | 22,663,000 | 23,233,000 |
| Equity capital | 33,077,000 | 33,773,000 | 35,198,000 | 35,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,198,000 | 8,779,000 | 13,528,000 | 18,270,000 |
| Interest expense | 586,000 | 1,538,000 | 2,642,000 | 3,685,000 |
| Net interest income | 3,612,000 | 7,241,000 | 10,886,000 | 14,585,000 |
| Noninterest income | 254,000 | 525,000 | 805,000 | 1,092,000 |
| Noninterest expense | 2,912,000 | 5,835,000 | 8,774,000 | 11,756,000 |
| Provision for loan losses | 32,000 | -78,000 | -78,000 | -58,000 |
| Pretax income | 912,000 | 1,999,000 | 2,985,000 | 3,969,000 |
| Income tax | 259,000 | 527,000 | 785,000 | 1,042,000 |
| Net income | 653,000 | 1,472,000 | 2,200,000 | 2,927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,043,000 | 35,634,000 | 36,365,000 | 36,835,000 |
| Total capital | 38,377,000 | 39,004,000 | 39,768,000 | 40,414,000 |
| Risk-weighted assets | 265,917,000 | 268,845,000 | 271,532,000 | 285,820,000 |