Call reports 2022
FIRST NATIONAL BANK OF ELMER — 2022
What FIRST NATIONAL BANK OF ELMER reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 380,829,000 | 392,902,000 | 385,614,000 | 371,525,000 |
| Total loans | 262,994,000 | 263,109,000 | 267,090,000 | 278,889,000 |
| Allowance for loan losses | 4,532,000 | 4,554,000 | 4,466,000 | 4,379,000 |
| Securities available for sale | 27,521,000 | 25,910,000 | 24,468,000 | 24,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,588,000 | 363,081,000 | 355,382,000 | 340,381,000 |
| Interest-bearing deposits | 325,719,000 | 339,972,000 | 331,895,000 | 317,726,000 |
| Noninterest-bearing deposits | 24,869,000 | 23,109,000 | 23,487,000 | 22,655,000 |
| Equity capital | 28,588,000 | 28,174,000 | 28,317,000 | 29,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,947,000 | 6,142,000 | 9,661,000 | 13,562,000 |
| Interest expense | 201,000 | 399,000 | 586,000 | 767,000 |
| Net interest income | 2,746,000 | 5,743,000 | 9,075,000 | 12,795,000 |
| Noninterest income | 262,000 | 531,000 | 790,000 | 1,037,000 |
| Noninterest expense | 2,551,000 | 5,093,000 | 7,690,000 | 10,287,000 |
| Provision for loan losses | 0 | 0 | -87,000 | -174,000 |
| Pretax income | 457,000 | 1,181,000 | 2,262,000 | 3,719,000 |
| Income tax | 121,000 | 320,000 | 629,000 | 1,049,000 |
| Net income | 336,000 | 861,000 | 1,633,000 | 2,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,991,000 | 30,289,000 | 31,063,000 | 31,843,000 |
| Total capital | 33,139,000 | 33,271,000 | 34,097,000 | 35,047,000 |
| Risk-weighted assets | 250,390,000 | 236,942,000 | 241,210,000 | 255,126,000 |