Call reports 2021
FIRST NATIONAL BANK OF ELMER — 2021
What FIRST NATIONAL BANK OF ELMER reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 353,154,000 | 371,412,000 | 370,736,000 | 375,688,000 |
| Total loans | 278,560,000 | 267,734,000 | 261,065,000 | 254,021,000 |
| Allowance for loan losses | 4,375,000 | 4,468,000 | 4,548,000 | 4,557,000 |
| Securities available for sale | 7,530,000 | 15,652,000 | 30,551,000 | 29,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,625,000 | 340,536,000 | 339,453,000 | 344,594,000 |
| Interest-bearing deposits | 300,191,000 | 318,464,000 | 318,821,000 | 319,801,000 |
| Noninterest-bearing deposits | 22,434,000 | 22,072,000 | 20,632,000 | 24,793,000 |
| Equity capital | 28,573,000 | 28,869,000 | 29,414,000 | 29,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,368,000 | 6,544,000 | 9,729,000 | 12,735,000 |
| Interest expense | 216,000 | 440,000 | 654,000 | 863,000 |
| Net interest income | 3,152,000 | 6,104,000 | 9,075,000 | 11,872,000 |
| Noninterest income | 251,000 | 495,000 | 752,000 | 1,034,000 |
| Noninterest expense | 2,649,000 | 4,985,000 | 7,357,000 | 9,862,000 |
| Provision for loan losses | 195,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 559,000 | 1,314,000 | 2,170,000 | 2,744,000 |
| Income tax | 146,000 | 347,000 | 598,000 | 752,000 |
| Net income | 413,000 | 967,000 | 1,572,000 | 1,992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,571,000 | 28,892,000 | 29,500,000 | 29,653,000 |
| Total capital | 31,358,000 | 31,835,000 | 32,460,000 | 32,637,000 |
| Risk-weighted assets | 221,328,000 | 233,851,000 | 235,203,000 | 237,132,000 |