Call reports 2018
FIRST NATIONAL BANK OF ELMER — 2018
What FIRST NATIONAL BANK OF ELMER reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 265,850,000 | 283,408,000 | 285,838,000 | 282,719,000 |
| Total loans | 236,886,000 | 242,739,000 | 243,001,000 | 240,157,000 |
| Allowance for loan losses | 2,976,000 | 2,960,000 | 3,094,000 | 3,239,000 |
| Securities available for sale | 15,213,000 | 14,862,000 | 13,315,000 | 13,287,000 |
| Securities held to maturity | 861,000 | 2,090,000 | 811,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,911,000 | 257,388,000 | 259,314,000 | 255,765,000 |
| Interest-bearing deposits | 223,082,000 | 240,672,000 | 243,071,000 | 239,535,000 |
| Noninterest-bearing deposits | 16,829,000 | 16,716,000 | 16,243,000 | 16,230,000 |
| Equity capital | 23,819,000 | 24,282,000 | 24,725,000 | 25,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,828,000 | 5,804,000 | 8,847,000 | 12,149,000 |
| Interest expense | 176,000 | 382,000 | 636,000 | 919,000 |
| Net interest income | 2,652,000 | 5,422,000 | 8,211,000 | 11,230,000 |
| Noninterest income | 345,000 | 704,000 | 996,000 | 1,082,000 |
| Noninterest expense | 2,241,000 | 4,602,000 | 6,880,000 | 9,193,000 |
| Provision for loan losses | 120,000 | 255,000 | 390,000 | 550,000 |
| Pretax income | 636,000 | 1,269,000 | 1,937,000 | 2,569,000 |
| Income tax | 170,000 | 326,000 | 496,000 | 700,000 |
| Net income | 466,000 | 943,000 | 1,441,000 | 1,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,372,000 | 24,849,000 | 25,352,000 | 25,440,000 |
| Total capital | 27,050,000 | 27,637,000 | 28,133,000 | 28,124,000 |
| Risk-weighted assets | 213,900,000 | 222,842,000 | 222,170,000 | 214,074,000 |