Call reports 2017
FIRST NATIONAL BANK OF ELMER — 2017
What FIRST NATIONAL BANK OF ELMER reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 253,551,000 | 258,846,000 | 261,603,000 | 259,304,000 |
| Total loans | 213,642,000 | 217,102,000 | 221,517,000 | 223,885,000 |
| Allowance for loan losses | 2,429,000 | 2,534,000 | 2,669,000 | 2,856,000 |
| Securities available for sale | 17,301,000 | 17,165,000 | 16,606,000 | 16,162,000 |
| Securities held to maturity | 3,506,000 | 3,358,000 | 968,000 | 861,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,441,000 | 233,588,000 | 236,034,000 | 233,493,000 |
| Interest-bearing deposits | 211,355,000 | 216,517,000 | 220,572,000 | 214,812,000 |
| Noninterest-bearing deposits | 17,086,000 | 17,071,000 | 15,462,000 | 18,681,000 |
| Equity capital | 23,167,000 | 23,707,000 | 23,660,000 | 23,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,641,000 | 5,279,000 | 8,074,000 | 10,856,000 |
| Interest expense | 160,000 | 328,000 | 500,000 | 669,000 |
| Net interest income | 2,481,000 | 4,951,000 | 7,574,000 | 10,187,000 |
| Noninterest income | 195,000 | 537,000 | 757,000 | 1,147,000 |
| Noninterest expense | 2,093,000 | 4,184,000 | 6,343,000 | 8,542,000 |
| Provision for loan losses | 105,000 | 211,000 | 346,000 | 656,000 |
| Pretax income | 478,000 | 1,093,000 | 1,642,000 | 2,136,000 |
| Income tax | 165,000 | 378,000 | 597,000 | 741,000 |
| Net income | 313,000 | 715,000 | 1,045,000 | 1,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,583,000 | 23,975,000 | 23,957,000 | 24,443,000 |
| Total capital | 26,052,000 | 26,485,000 | 26,506,000 | 27,017,000 |
| Risk-weighted assets | 199,381,000 | 200,707,000 | 203,797,000 | 205,625,000 |