Call reports 2001
FIRST NATIONAL BANK OF ELMER — 2001
What FIRST NATIONAL BANK OF ELMER reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 146,941,000 | 148,978,000 | 154,603,000 | 152,699,000 |
| Total loans | 98,858,000 | 102,778,000 | 110,468,000 | 115,583,000 |
| Allowance for loan losses | 1,089,000 | 1,068,000 | 1,107,000 | 1,176,000 |
| Securities available for sale | 13,544,000 | 14,630,000 | 14,049,000 | 8,272,000 |
| Securities held to maturity | 27,200,000 | 24,243,000 | 21,906,000 | 20,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,136,000 | 132,530,000 | 137,250,000 | 135,387,000 |
| Interest-bearing deposits | 104,924,000 | 104,366,000 | 109,955,000 | 108,054,000 |
| Noninterest-bearing deposits | 25,212,000 | 28,164,000 | 27,295,000 | 27,333,000 |
| Equity capital | 16,198,000 | 16,034,000 | 16,593,000 | 16,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,796,000 | 5,579,000 | 8,400,000 | 11,190,000 |
| Interest expense | 1,058,000 | 2,083,000 | 3,080,000 | 3,963,000 |
| Net interest income | 1,738,000 | 3,496,000 | 5,320,000 | 7,227,000 |
| Noninterest income | 118,000 | 250,000 | 371,000 | 550,000 |
| Noninterest expense | 1,066,000 | 2,150,000 | 3,212,000 | 4,614,000 |
| Provision for loan losses | 30,000 | 44,000 | 89,000 | 180,000 |
| Pretax income | 760,000 | 1,552,000 | 2,390,000 | 2,968,000 |
| Income tax | 241,000 | 511,000 | 816,000 | 1,021,000 |
| Net income | 519,000 | 1,041,000 | 1,574,000 | 1,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,164,000 | 16,005,000 | 16,538,000 | 16,167,000 |
| Total capital | 17,253,000 | 17,073,000 | 17,645,000 | 17,343,000 |
| Risk-weighted assets | 102,797,000 | 106,047,000 | 110,191,000 | 112,714,000 |