Call reports 2004
FIRST NATIONAL BANK — 2004
What FIRST NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 91,819,000 | 92,744,000 | 94,366,000 | 90,109,000 |
| Total loans | 36,349,000 | 38,259,000 | 38,640,000 | 34,693,000 |
| Allowance for loan losses | 391,000 | 416,000 | 338,000 | 372,000 |
| Securities available for sale | 52,419,000 | 51,048,000 | 52,078,000 | 51,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,075,000 | 75,898,000 | 74,729,000 | 72,471,000 |
| Interest-bearing deposits | 70,698,000 | 69,724,000 | 68,285,000 | 66,156,000 |
| Noninterest-bearing deposits | 6,377,000 | 6,174,000 | 6,444,000 | 6,315,000 |
| Equity capital | 14,237,000 | 13,707,000 | 14,762,000 | 14,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,058,000 | 2,161,000 | 3,283,000 | 4,377,000 |
| Interest expense | 258,000 | 518,000 | 779,000 | 1,039,000 |
| Net interest income | 800,000 | 1,643,000 | 2,504,000 | 3,338,000 |
| Noninterest income | 83,000 | 154,000 | 216,000 | 281,000 |
| Noninterest expense | 354,000 | 677,000 | 1,021,000 | 1,351,000 |
| Provision for loan losses | 32,000 | 57,000 | 58,000 | 92,000 |
| Pretax income | 497,000 | 1,063,000 | 1,641,000 | 2,176,000 |
| Income tax | 176,000 | 373,000 | 578,000 | 773,000 |
| Net income | 321,000 | 690,000 | 1,063,000 | 1,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,884,000 | 14,254,000 | 14,626,000 | 14,966,000 |
| Total capital | 14,275,000 | 14,670,000 | 14,964,000 | 15,338,000 |
| Risk-weighted assets | 43,188,000 | 45,665,000 | 45,864,000 | 41,967,000 |