Call reports 2002
FIRST NATIONAL BANK — 2002
What FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 77,097,000 | 77,656,000 | 78,720,000 | 80,524,000 |
| Total loans | 39,721,000 | 39,205,000 | 40,740,000 | 39,777,000 |
| Allowance for loan losses | 401,000 | 401,000 | 428,000 | 429,000 |
| Securities available for sale | 30,619,000 | 28,382,000 | 30,220,000 | 30,210,000 |
| Securities held to maturity | 50,000 | 25,000 | 25,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,811,000 | 65,524,000 | 66,250,000 | 67,709,000 |
| Interest-bearing deposits | 60,315,000 | 59,876,000 | 60,241,000 | 61,822,000 |
| Noninterest-bearing deposits | 5,496,000 | 5,648,000 | 6,009,000 | 5,887,000 |
| Equity capital | 10,991,000 | 11,877,000 | 12,240,000 | 12,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,144,000 | 2,280,000 | 3,363,000 | 4,415,000 |
| Interest expense | 430,000 | 820,000 | 1,189,000 | 1,534,000 |
| Net interest income | 714,000 | 1,460,000 | 2,174,000 | 2,881,000 |
| Noninterest income | 61,000 | 131,000 | 223,000 | 305,000 |
| Noninterest expense | 335,000 | 627,000 | 946,000 | 1,271,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 30,000 |
| Pretax income | 443,000 | 995,000 | 1,472,000 | 1,936,000 |
| Income tax | 154,000 | 355,000 | 522,000 | 691,000 |
| Net income | 289,000 | 640,000 | 950,000 | 1,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,254,000 | 11,605,000 | 11,915,000 | 12,210,000 |
| Total capital | 11,655,000 | 12,006,000 | 12,343,000 | 12,639,000 |
| Risk-weighted assets | 42,093,000 | 41,272,000 | 42,562,000 | 42,883,000 |