Call reports 2001
FIRST NATIONAL BANK — 2001
What FIRST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 77,842,000 | 78,255,000 | 77,304,000 | 78,961,000 |
| Total loans | 43,386,000 | 41,869,000 | 41,238,000 | 39,719,000 |
| Allowance for loan losses | 395,000 | 406,000 | 403,000 | 401,000 |
| Securities available for sale | 22,721,000 | 27,559,000 | 26,810,000 | 31,460,000 |
| Securities held to maturity | 95,000 | 95,000 | 95,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,977,000 | 65,719,000 | 65,495,000 | 67,883,000 |
| Interest-bearing deposits | 59,771,000 | 60,599,000 | 59,908,000 | 61,452,000 |
| Noninterest-bearing deposits | 5,206,000 | 5,120,000 | 5,587,000 | 6,431,000 |
| Equity capital | 12,388,000 | 12,182,000 | 11,504,000 | 10,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,412,000 | 2,798,000 | 4,143,000 | 5,376,000 |
| Interest expense | 754,000 | 1,467,000 | 2,099,000 | 2,640,000 |
| Net interest income | 658,000 | 1,331,000 | 2,044,000 | 2,736,000 |
| Noninterest income | 58,000 | 124,000 | 178,000 | 234,000 |
| Noninterest expense | 338,000 | 639,000 | 936,000 | 1,250,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 381,000 | 819,000 | 1,390,000 | 1,849,000 |
| Income tax | 135,000 | 293,000 | 500,000 | 659,000 |
| Net income | 246,000 | 526,000 | 890,000 | 1,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,980,000 | 11,773,000 | 11,151,000 | 10,965,000 |
| Total capital | 12,375,000 | 12,179,000 | 11,554,000 | 11,366,000 |
| Risk-weighted assets | 43,215,000 | 42,129,000 | 41,916,000 | 41,153,000 |